Wipe Off Credit Card Debt

 

 

 

 

 

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Check My Loan Agreement

Why You Should Check Your Loan Agreement

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Did you know that, if you took out a loan prior to April 6th 2007 and the original loan agreement did not contain certain details known as the 'prescribed terms' then that loan is unenforceable, and you are under no obligation to repay it? It's absolutely true!

Not that we advocate taking out loans and not paying them back (it would be impossible after the above date anyway); but it would be worth your while if you check your loan agreement to see if this is the case.

There has been quite a lot in the news and on programmes like BBC's Watchdog about so-called debt collectors who hound people for loans they don't have. If this is the case then you can also ask the company for a true copy of the original loan agreement. They must produce it for you. If they do not you have nothing to pay. If they do produce the loan agreement (which is a very big if, as these people peddle their trade in debt data without the proper care and attention due to niceties such as preserving the original legal paperwork) and the agreement (or loan contract) does not contain these details then you are equally not bound to pay this.

It may well be that you are in financial difficulties and that your loan or other debts have become delinquent and been passed onto a debt collector. If this is the case then the same applies!

If you want more advice from our legal team about how to check your loan agreement then request an informal chat by using the boxes below.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

We are compliant with the CAN-SPAM Act. We will not pass your name or any other details to third parties apart from the specialist solicitor who will need to know these details in order to help you.

 

 

 

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Write Off Credit Card Debt is registered and regulated under the Data Protection Act. Reg. No. Z1620707 and licenced by the Office of Fair Trading. Consumer Credit Licence No. 633327.

 

Check my loan agreement. Check out your loan agreement.