Credit cards taken out before April 2007 may be written
off because the original credit agreement was improperly drafted and
does not comply with the Consumer Credit Act 1974. Our service will
have a look at the original credit agreement and see if it complies
with the provisions of the Act. If it does not (and 7 out of every 10
do not comply) then it is deemed to be unenforceable.
Credit cards before April 6th 2007 which do not comply
may even be struck from your credit history.
The law can be complex
in this area, but our legal team are here to help you all the way. Not
only credit cards before April 2007 may be written off in this way,
but many different kinds of credit contract including store cards, car
finance, secured and unsecured loans and most kinds of credit agreement,
as long as it was taken out prior to April 6th 2007. Exceptions include
certain types of cellphone contract.
To take advantage
of our credit card wipe off (make unenforceable) service you must meet the following requirements:
1 Resident of United
Kingdom (or living abroad with a UK credit card or loan)
2 Have unsecured debts of over £2,000
3 Have at least one credit card or loan
4 The credit card must have been taken out before 6th April 2007
You may request
to be phoned at a time which is convenient for you. A no-obligation
informal chat will ensure that you have the best solution to your needs.
We are compliant
with the CAN-SPAM Act. We will not pass your name or any other details
to third parties apart from the specialist solicitor who will need
to know these details in order to help you.
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Our
Credit Cards Before April 2007 web page is for residents of the United
Kingdom only. All rights reserved.